Getting into a car accident can be a nerve wracking and stressful experience especially if you have damage to your vehicle or if you or another person involved were hurt or injured. Immediately after the accident, there are a few things you should do to ensure that the situation is handled correctly.
Call the police. One of the first things to do after you have been in a car accident and you believe the damage done to your car or the other person’s car is more than $500, is to call the police to get a report. You will need a police report to present to the insurance companies.
Exchange information. Make sure you exchange information with the other people involved in the accident. Talk to the other driver and get their name, address, phone number, driver’s license number, car make and model, year of the car, insurance information and car registration. Also you should talk to any witnesses including any passengers, document their names and contact information.
Record the details of the accident. Write down the date and time of the accident, what the weather conditions were, road conditions any landmarks near by and anything else that you think may be important to record what happened.
Take photos. Make sure that you take a photo of the damage done to your car, the accident scene, property damage, roads and landmarks. Take photos of any injuries that you have if you are able to.
Be careful with what you say. It is better to avoid talking to the other people involved in the accident unless it is to exchange information for the insurance claim. Words like “I am sorry” or “why did you do that?” can be used against you. What you say after an accident may be used against you when filing a claim or if the other people involved file a lawsuit against your insurance company.
A few other tips: if the accident was due the fault of the other driver and you were injured, you may be able to work with an attorney to get the maximum compensation you deserve. Many times, the other driver’s insurance company will try not to pay you the maximum amount you are entitled to. They may make it difficult or take a long time to reimburse you for medical expenses. You can be compensated for medical bills, rehabilitation therapy and lost wages because you couldn’t go to work. During this time, if the insurance company from the other driver calls you to ask questions, it is best to work with an attorney. Also be aware of the following:
- Don’t say or sign anything from the insurance company
- Don’t post anything about the accident on your social media accounts (Facebook, Twitter, Instagram, etc.)
- Don’t give a statement to the insurance company
- Don’t accept a settlement until you talk to an attorney
An experienced car accident attorney can help you, especially if the accident was not your fault and you have experienced an injury. They can help explain what your legal rights are and help you receive the maximum compensation for your injuries and medical expenses. Our network of experienced accident attorneys can assist you. Call us at: 855-272-6990.